It goes without saying that life and everything, in general, can be difficult for single parents. Having a partner in your life can help manage things in a much easier way, assuming that the work between the two is divided. However, being a single parent, the entire responsibility of the child falls on the shoulders of one person.
Not only do you have to take care of the child and their well-being and upbringing, but you also manage the finances of the entire household. The house chores are another addition to the burden. Especially in the US, with the lack of aid and resources like Universal Health Care, preschool, paid maternity leave, etc., it can get quite difficult for one parent to manage everything.
Understanding this concern, the US government, as well as many non-profit organizations, Run various programs that help single parents in raising their children. Although these government assistance programs are not entirely dedicated to single parents, the majority of them give preference to single parents.
You can apply for these government assistance programs to get benefits from various programs and thus manage your finances. Being a single parent, if you need financial help, then the below programs and organizations might be of help to you. You can go through the article below to know more.
Single Dad Needs Money
If you are wondering, then yes, there are a lot of opportunities for Single Dads to get money when needed. Many government programs like SNAP, WIC, TANF, LIHEAP, and NGOs come forward to help when a Single Dad Needs Money. You can also seek help through grants like Pell Grants and Teach Grants to get employment and support yourself in the long run.
Temporary Assistance for Needy Families (TANF)
The Temporary Assistance for Needy Families program (TANF) is a federal grant given to each state for the purpose of running its own welfare system, and as you can guess by the name, it is temporary in nature. It is an ideal program for Single dads to get money when needed.
In this program, states and territories provide financial assistance and related support services to families. In addition to childcare assistance, job preparation, and work assistance, state-administered programs may also provide job training.
This program was introduced with the objective of providing assistance to needy families so that children can be cared for at home, promoting job preparation, and preventing and reducing the incidence of out-of-wedlock pregnancies among needy parents.
All recipients of welfare aid must find work within two years of receiving aid, including single parents who must work at least 30 hours per week, according to the TANF grant. In case you fail to comply with this rule, you could lose your benefits of TANF.
Supplemental Nutrition Assistance Program (SNAP)
Now, who does to know SNAP? The Supplemental Nutrition Assistance Program is one of the most well-known programs run by the US government. The SNAP, formerly known as the Food Stamp Program, provides low-income families and no-income people with food-purchasing assistance. The Food and Nutrition Service administers this federal aid program on behalf of the United States Department of Agriculture.
In 2018, approximately 40 million Americans utilized SNAP benefits, spending $57.1 billion. The program is the largest federal nutrition assistance program. Through an Electronic Benefits Transfer card, SNAP benefits are provided to low-income individuals and families. In authorized retail food stores, you can use this card like a debit card to purchase eligible food.
To be eligible for this benefit program, applicants must live in the state in which they apply and earn a gross monthly income of 130% or less (according to the Federal Poverty Guidelines). A household’s SNAP benefits depend on its size, income, and expenses. By enrolling in SNAP, single dads can save a lot on food and groceries and thus keep their finances in check.
Special Supplemental Nutrition Program for Women, Infants, and Children (WIC)
As part of the Special Supplemental Nutrition Program for Women, Infants, and Children (WIC), low-income pregnant, breastfeeding, and postpartum women, as well as infants and children up to age five who are found to be nutritionally challenged, receive supplemental foods, nutrition education, breastfeeding promotion, breastfeeding support, referrals, and access to health and social services.
A variety of food items are provided by WIC, including juice, milk, breakfast cereal, cheese, eggs, fruits and vegetables, whole wheat bread, whole grain items such as brown rice and tortillas, fish, legumes, and peanut butter. Medical foods and tofu are also given to women and children with various metabolic diseases.
In order to qualify, a family’s income must be below 185% of the federal poverty level. A single dad with a child under 5 may qualify for this program. A person who participates in SNAP, Medicaid, or TANF or has family members who do so automatically meets the eligibility requirement.
National Responsible Fatherhood Clearinghouse
The National Responsible Fatherhood Clearinghouse is a dedicated initiative for Single dads. It is an Office of Family Assistance (OFA) funded national resource for fathers, practitioners, federal grantees, states, and the general public who support strong fathers and families.
As part of its mission, the National Responsible Fatherhood Clearinghouse (NRFC) provides, facilitates, and disseminates current research and proven and innovative strategies to encourage and strengthen fathers, families, and service providers.
If you are a single father looking for parenting tips, hints, and even deals for dads and kids, a researcher or policy maker looking for the latest on responsible fatherhood, or a fatherhood program looking to expand or get started.
Please feel free to contact the NRFC by phone at 1-877-4DAD411 or by email at Help@FatherhoodGov.Info.
Non-Profit Organizations for Single Dad Needs Money
Non-profit organizations are a great alternative to government assistance programs. It is possible that one might be earning more to be eligible for a government program but less to meet all the essential requirements for living. At such times, various NGOs can prove to be helpful. Considering you are a single father, here are some of the NGOs that you can reach out to get help with your child and manage the finances.
Hope is a well-known NGO that stands for “Helping Other People be Empowered.” The primary objective of this non-profit organization is to help single parents and their families break the cycle of poverty and become self-sufficient, and contribute to society as a whole.
A fundamental principle of this NGO is its belief in education, the importance of family, and the importance of helping those in need. The program is designed to help single-parent students achieve their financial independence goals by providing them with financial assistance for housing and childcare, financial literacy, and a game plan for achieving financial independence.
Additionally, they provide counseling, success coaching, and a facilitator to help students find out what resources are available in the community. If you are a single dad, you can seek help from this NGO as they can provide education-related as well as financial opportunities for low-income and needy families.
You can reach out to them by calling at 678-695-6688 (office) 10 am-5 pm M-F or via email at email@example.com.
United Way is yet another popular non-profit organization that believes in combining the power of the community to make a difference for the better. The NGO assists people in need by obtaining donations, as well as finding new solutions to old and ever-present problems.
Since the establishment of this organization in the year 1922, it has helped numerous families and needy individuals with a range of critical needs, such as stable homes and quality education, in order to meet their basic needs, healthcare, and much more.
Furthermore, during the Covid-19 pandemic, they also helped in providing vaccines, high-speed internet service as well as financial assistance to low-income families in the face of the disease. On a single day, they are known to be able to provide meals for over 825 families.
Being a single dad, they can provide you with any assistance you need. You can reach out to them at 213-808-6220 or email them at firstname.lastname@example.org.
Cribs for Kids
As you can guess by the name itself, Cribs for Kids is an NGO dedicated specifically to kids. This organization was started in the year 1998, and since then, it has offered cribs to babies whose parents could not afford them. They also educate the parents about the hazards of unsafe sleeping environments.
The organization works in collaboration with numerous other agencies and partners, and together, they have provided infant safe sleep education programs and over 900,000 cribs, portable crib sheets, pacifiers, Halo Sleep Sacks, and other necessary items to families in need.
Being a Single father, you might not be entirely aware of the minute details about the safety of your infant. However, by seeking the help of this organization, you can get information about safe sleep requirements for your baby.
As a result of their efforts, this NGO was able to contribute significantly to a decrease in infant sleep-related deaths. You can get more information about this NGO by contacting them at 1.888.721.CRIB.
National Diaper Network
Yet another organization that is working for the betterment of children is the National Diaper Network. Without clean diapers, babies are more likely to be exposed to health hazards and are less likely to be accepted into daycares, leaving parents unable to work. This can be quite problematic, especially if you are a single parent.
National Diaper Bank Network provides technical assistance and resources to help communities establish sustainable diaper banks and pantries. This NGO offers resources, assistance, as well as awareness to low-income families and needy people.
Being a Single father, it can be no less of a challenge to know when and how to change the diapers of your child. Even if you try to figure it out, it can possess a health risk for your child. In such cases, it is better that you reach out to the NGO for help.
You can contact them at (203) 821-7348 or mail via email@example.com
Single Parent Project
The Single Parent Project is a non-profit organization that helps single parents who make too much to qualify for government assistance but not enough to thrive. Through this NGO, single parents receive financial assistance for everyday expenses, such as utilities, gas, car repairs, groceries, rent/mortgage payments, child care, etc.
Not just that, but they also offer a variety of resources for single parents to improve their personal, financial, and emotional wellness. Families with single parents can participate in monthly support groups offered by the Single Parent Project.
Their mission is to assist single parents with financial relief as well as through education, sponsorship, grants, and donations. Additionally, you can get help with educational courses, and mental, emotional, and physical support from them.
It is a great place for single parents to save money and can help you a lot. You can contact them at (801) 413-3567 or email them at Info@singleparentproject.org.
Low Income Home Energy Assistance Program (LIHEAP)
As part of the Low Income Home Energy Assistance Program (LIHEAP), low-income households receive assistance with their bill payments, energy crisis assistance, heating, and cooling energy costs, weatherization, and home repairs related to energy efficiency.
In addition to meeting immediate home energy requirements, LIHEAP also aims to assist low-income households, particularly those with the lowest incomes that pay a high proportion of their income for home energy.
We all can agree on how high the costs can get when it comes to energy and related repairs. Single Dads can get the advantage of this program to get financial assistance related to energy bill payments, repairs, weatherization, etc.
If a person participates or has family members who participate in certain other benefits programs, such as SSI, SNAP, or TANF, they may automatically be eligible. To qualify, an individual must earn less than 150% of the federal poverty level.
The National Energy Assistance Referral (NEAR) project can assist you in getting information about LIHEAP as it is a free service providing assistance on where you can apply for LIHEAP. You can call them at 1-866-674-6327 or mail them via firstname.lastname@example.org.
Mutual Aid Societies
A mutual aid organization is a society that provides benefits and other assistance to members of that organization in the event that they face difficulties due to reasons such as sickness, old age, death, disability, unemployment, etc.
The members of the organization work as a community that helps each other in times of need. The concept of mutual aid organizations came to light in the wake of the Covid-19 pandemic.
The best part of this type of system is that you are not required to prove your eligibility for any particular assistance. Your word will be enough for it since these types of societies are not run or administered by the government.
Another good thing about this system is that you can not only receive help from people but also volunteer to help someone in need. You can form such organizations with people you trust, like friends, neighbors, etc.
Low-income students already face increased challenges due to the lack of financial resources, which makes it difficult for them to pursue higher education. The same applies to single parents who are raising their children on their own.
For low-income students who are in need of federal financial assistance to cover their college expenses, the Pell Grant is a subsidy the U.S. Federal government provides.
In the United States, these grants help about 5.4 million full-time and part-time college and vocational school students. In 2021-22, they will award grants of up to $6,495, but the amount you receive will depend on certain factors.
Through this grant, single parents can return to school and complete their education to live a better life. It is a grant, so it does not have to be repaid. You can get more information about this grant on the official website.
The Teach Grant program helps people get the education they need to become teachers. Being a single dad might have hampered your career plans, but with these grants, you can get a chance to start over.
Teach Grants is basically a conditional grant. In order to get this grant. The applicant agrees to complete a teaching service, or else the grant will be converted into a loan. To cover education costs, one can receive up to $4,000 a year from this grant.
For at least four years after completing a teaching program, recipients must teach in a high-need field at a low-income elementary, secondary, or educational service agency. If you fail to follow this, you will end up with a loan instead of a grant.
In case you are a Single dad looking for employment opportunities but don’t know where to start, you can apply for this grant through the official website.
Child Care Tax Credit
The Child Care Tax Credit allows parents to deduct funds spent on childcare (for children under 13) from their taxable income. Individuals and spouses who care for a qualifying child or disabled dependent while working or seeking employment may be eligible for the credit.
Due to the high cost of childcare, this resource can help single parents. It is calculated based on your income and the expenses you incur for the care of a qualifying individual while you work or look for work. You can also claim expenses for babysitters, day camps, and before- and after-school programs.
Crowdfunding is the practice of raising money from a large number of people, each contributing a small amount, typically over the internet, to fund a project. Getting financial help this way is indeed one of the fastest ways.
As you all may already know, government assistance programs and grants could take over weeks or even months to pay out; crowdfunding can be an incredible alternative to finding funding in case of urgent requirements for financial help.
There are a lot of NGOs and other organizations out there that would help you in reaching out to people and gathering funding. Be careful when you approach such institutions, and state your needs clearly.
Tips for Single Dads on how to get going
Given below are some of the tips that we have personally found helpful in managing finances and meeting the day-to-day requirements with a limited amount of cash availability. You can additionally try these too.
Plan a Budget
It is always best to plan and write down your expenses. This gives you an idea of what lies ahead of you and how you can manage it. It can also help you check your expenses. Putting the numbers on paper might surprise you when you realize how much you spend on unnecessary things.
Increase sources of Earnings
By planning a budget, you will be able to curb your expenses, but now you also should focus on making more money. With the additional responsibility of your child on you, you might want to increase your sources of income. If there are opportunities to increase your income and your ability to support your children, take advantage of them.
You should have a clear idea of what your priorities are and where you should spend your money. Although it might seem irresistible at times, it is important that you spend only what is truly needed. If you have a debt with high interest, it would be better to pay it off first.
Save for Emergencies
Always, ALWAYS set aside some funds for emergencies. You never know what may come tomorrow, but you can at least be ready for it. Building an emergency fund can be achieved by setting small, attainable goals. Set new goals when you achieve each one
Be prepared for the worst.
Insurance is your best friend here. In the worst-case scenario, if you are a single parent, your priority should be to make sure your child is protected. With a life insurance policy, you can secure your child’s day-to-day living expenses, childcare, housing, college tuition, books, and other financial needs, even after you are gone.
That was it from our side about Places to go When a Single Dad Needs Money. We hope that the above article was helpful and you could get some idea about how to get money for single dads.
In case you know of any such other government programs and organizations that help single fathers, then kindly comment down below, so it can be useful for other single dads as well.
I am a government grant writer who helps low income families receive funding from the government. I have a background in writing and research, and I use my skills to help people to find and apply for grants. I also provide guidance on how to use the funding to support their programs and activities.
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